Provision
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Terms of Service

Last updated: March 2025

Important: Provision is an educational financial modeling tool, not a licensed financial advisor. Nothing on this platform constitutes financial, investment, tax, or legal advice. Always consult qualified professionals before making financial decisions.

1. Acceptance of terms

By accessing or using Provision (“Service”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. We may update these terms from time to time — continued use constitutes acceptance.

2. Description of service

Provision is a financial modeling and scenario planning application that allows users to model financial decisions using inputs they provide. The Service includes retirement planning scenarios, home affordability calculations, tax optimization modeling, debt analysis, and other financial planning tools.

3. Not financial advice — important disclaimer

Provision is not a registered investment advisor, broker-dealer, financial planner, or tax professional. All content, calculations, projections, and outputs provided by the Service are for educational and informational purposes only and do not constitute:

Projections are based on user-provided inputs and standard mathematical models. Actual results will differ. Past market performance does not guarantee future results. Always consult licensed financial, tax, and legal professionals before making financial decisions.

4. User responsibilities

5. Intellectual property

All content, design, code, and branding of Provision is owned by or licensed to Provision. The “Provision” name and logo are trademarks. You may not reproduce, distribute, or create derivative works without our written permission. Your financial data and inputs remain yours.

6. Privacy

Your use of the Service is governed by our Privacy Policy, incorporated here by reference.

7. Limitation of liability

To the maximum extent permitted by law, Provision shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to financial losses arising from reliance on our projections or outputs. Our total liability to you for any claim shall not exceed the amount you paid us in the 12 months prior to the claim.

8. Disclaimer of warranties

The Service is provided “as is” and “as available” without warranties of any kind. We do not warrant that the Service will be uninterrupted, error-free, or that projections will be accurate.

9. Termination

We may suspend or terminate your access to the Service at any time for violation of these terms. You may delete your account at any time by emailing hello@provisionmoney.com.

10. Governing law

These terms are governed by the laws of the United States and the state of your LLC registration, without regard to conflict of law provisions.

11. Contact

Questions about these terms? Email hello@provisionmoney.com.